One Key.
Every Payment.
Zero Passwords.

Replace vulnerable SMS codes and blind approvals with phishing-proof, device-bound security. One AuthKey for your payment platforms. Zero friction, maximum protection.

99.9% Fraud Prevention
<2s Approval Time
FIDO2 Compliance
FIDO2 Verified
Cryptographic Auth
Risk Score
Low (12/100)
Payment Approval
Verify to continue
Touch 'n Go
Wallet Top-up
RM
500.00
Reference
TXN-847291
Time
Just now
Touch to Approve
Use fingerprint or Face ID

The "Secure" Methods You Trust Are Broken

Your customers hate friction. Your compliance team fears fraud. Legacy authentication tools can no longer solve both problems.

❌ Vulnerable

SMS OTPs are Obsolete

Vulnerable to phishing, SIM-swapping, and interception. If your security relies on a text message, your funds are at risk.

80% of breaches involve stolen credentials
❌ Dangerous

"Blind" Approvals

Generic "Approve Login" push notifications train users to click without reading, leading to accidental fraud approvals.

67% of users approve without verification
❌ Costly

The Cost of Fraud

It's not just the lost money—it's the regulatory fines, operational costs of manual reviews, and the loss of customer trust.

$4.2M average cost per data breach

Unleash phishing-resistant MFA with AuthKey

Stop Guessing. Start Proving.

AuthKey enables high-trust payment approvals using device-based verification—without adding complexity for your team.

No passwords to remember
No codes to type
No apps to juggle

Just clear, verified approval—every time.

AuthKey isn't just a login tool; it's a transaction authorization layer. AuthKey uses the biometric security already inside your customers' phones (FaceID, TouchID) to cryptographically lock a payment to a specific amount and recipient.

AuthKey Verification Cryptographic proof of intent
Biometric Verified FaceID confirmed
Device Bound Secure Enclave signed
Transaction Locked RM 500.00 → Touch 'n Go
Payment Approved
0.8s verification time
FIDO2
Zero Trust

Authentication Reimagined

Enterprise-grade security meets consumer simplicity. Deploy once, protect everywhere.

Multi-Factor Authentication

Support platform authenticator, hardware security keys, hardware token and legacy authentication method i.e. OTP for step-up authentication and fallback.

Risk-Based Scoring

Configurable weighted Risk Signals to classify payment risks for different target audience.

Dynamic Authentication Policy

Fine-grain policy to dynamically orchestrate Step-Up, Device Trust, and Session constraints per transaction.

ML-Powered Fraud Detection

Analyses device fingerprints, behavioural patterns, and transaction anomalies in real-time to stop fraud before it happens.

Forensic Audit Trail

Every authentication is logged with rich context—device info, location, risk signals. Meet compliance requirements with detailed, tamper-proof records for regulators.

AI-Based Fraud Investigation

Automated explanation of why transactions failed using natural language, making complex security events accessible to all team members.

How AuthKey Works

1

Payment Intent Created

AuthKey uses Contextual Risk Analysis to evaluate payment risk based on 5 key signals in real-time and apply custom authentication policy.

Risk Analysis Real-time
2

Notify Customer

The right person is notified instantly on payment approval. They approve securely on their trusted device.

Instant Push Trusted Device
3

Authenticate Transaction

Low risk gets seamless experience. High risk triggers biometric verification on trusted device with optional OTP.

Biometrics Step-Up Auth
4

Transact Securely

Cryptographic proof flows to the platform. Payment completed with full confidence and regulatory compliance (PSD2/SCA).

Cryptographic Proof PSD2/SCA

Experience the Flow

See how AuthKey transforms authentication from a friction point into a seamless security layer

Review Payment
Electronics Hub
MYR 500.00
Date Jan 13, 2026
Fee MYR 0.00
Risk Level Low
Click step 1 to begin

The AuthKey Experience

Payment Request Received Merchant initiates authentication challenge
User Presence Click on the Approve button to approve the payment
Cryptographic Signature Private key signs challenge without exposure
Payment Approved Transaction completes in under 1 second
Review Payment
Electronics Hub
MYR 2,500.00
Date Jan 13, 2026
Fee MYR 0.00
Risk Level Medium
Click step 1 to begin

The AuthKey Experience

Payment Request Received Merchant initiates authentication challenge
Biometric Verification Use Face ID or fingerprint to unlock credential
Cryptographic Signature Private key signs challenge without exposure
Payment Approved Transaction completes in under 5 seconds
Review Payment
Electronics Hub
MYR 10,000.00
Date Jan 13, 2026
Fee MYR 0.00
Risk Level High (Step-Up)
Click step 1 to begin

The AuthKey Experience

Payment Request Received Merchant initiates authentication challenge
Biometric Verification Use Face ID or fingerprint to unlock credential
Step-Up Authentication Enter 6-digit code from Hardware Token, Security Key or Legacy Auth
Cryptographic Signature Private key signs challenge without exposure
Payment Approved Transaction completes in under 10 seconds

* Actual flow differs based on configurable authentication policy

Why Choose AuthKey?

Stronger Security, Lower Risk

Protects against fraud, phishing, and unauthorized approvals—by verifying who is approving, not just what they know.

Approval tied mathematically to the exact transaction details. If the amount changes by even one cent, the verification won't work.

Built for Compliance

Every approval is traceable, auditable, and easy to explain to auditors and regulators.

PSD2 SCA GDPR

Faster Decisions

Approve high-value payments in seconds, not minutes.

Traditional OTP 45-60s
AuthKey <5s

Frictionless UX

No more typing 6-digit codes. Just a glance or a tap to approve payments instantly.

4 7 2 9 3 1
Just tap

Designed for Business-Critical Payments

AuthKey is ideal for:

  • High-value payment approvals
  • Finance and treasury workflows
  • Vendor and supplier payments
  • Corporate disbursements
  • Sensitive financial actions requiring executive sign-off

Enterprise-Ready, Without the Complexity

  • Integrates with existing payment and approval systems
  • Works across devices and locations
  • Hardware tokens not mandatory
  • Minimal setup, maximum protection
AuthKey
High-Value Payments
Treasury
Vendors
Corporate
Executive

Payment authentication that attackers hate and users love.

Faster decisions. Stronger protection. Complete peace of mind. AuthKey helps you authenticate transactions with certainty, not hesitation.

Security

For the CISO

Eliminate Credential Theft

Private keys are stored in the device's Secure Enclave, not on central servers. A data breach at your server doesn't compromise user credentials.

Full Visibility

A forensic-grade audit trail logs every approval, device model, and risk score for instant investigation.

User Experience

For the Product Head

Reduce Churn

Stop blocking legitimate customers with aggressive rules. Our risk engine allows 99% of transactions to flow without friction.

Drop-In Integration

Your developers can integrate our SDKs for iOS, Android, and Web in days, not months. We handle the cryptography; you own the experience.

iOS Android Web
Compliance & Cost

For the CFO

Regulatory Ready

Fully compliant with FIDO Alliance standards, PSD2 Strong Customer Authentication (SCA), and modern banking regulations.

Reduced Ops Cost

Eliminate the massive SMS toll bills associated with sending millions of OTPs every month.

Built for Compliance

Meet regulatory requirements while delivering exceptional user experience.

FIDO Alliance Compliance

Full compliance with FIDO2 and WebAuthn specifications for interoperability and security guarantees.

FIDO2 WebAuthn

AES-256 Encryption

All sensitive data encrypted at rest and in transit using industry-standard algorithms.

At Rest
In Transit

Complete Audit Trail

Every authentication event logged with tamper-evident records for forensic analysis.

10:42:15 Auth Success
10:42:14 Biometric Verified
10:42:12 Challenge Received

Ready to Secure Your Payment Approvals?

Upgrade from fragile approvals to confidence-driven security. Schedule a personalized demo and experience for yourself why AuthKey is the most trusted payment authentication platform.